Terms of Website Use

Please read these terms of use carefully before you start to use http://www.cityfalcon.com or http://www.cityfalcon.co.uk or http://www.comparespreadbetting.com or http://www.financeforfounders.com or any other website, app or service owned or operated by City Falcon Limited (all hereinafter referred to as "site"). By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our Site. 

Please note that these terms do not apply for paid subscription, information and marketing services for which separate terms and conditions will apply.

Reliance on Information Posted & Disclaimer

The materials contained on our site are provided for general information purposes only and do not claim to be or constitute legal or other professional advice and shall not be relied upon as such. 
We do not accept any responsibility for any loss which may arise from accessing or reliance on the information on this site and to the fullest extent permitted by English law, we exclude all liability for loss or damages direct or indirect arising from use of this site.

Information About Us

Our site is operated by City Falcon Limited ("We"); we are a company registered in England and Wales under registration number 09107763. We are located at Level39, One Canada Square, Canary Wharf, London E14 5AB.

Accessing Our Site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period. 

Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.
You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Our Site Changes Regularly

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

Our liability

The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, and third parties connected to us hereby expressly exclude:

• All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
• Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:
• loss of income or revenue;
• loss of business;
• loss of profits or contracts;
• loss of anticipated savings;
• loss of data;
• loss of goodwill;
• wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Important Security Disclosures

You understand that no content published on our site constitutes a recommendation that any particular asset, security, portfolio of securities or assets, transaction, investment strategy is suitable for any specific person.

We are not a broker, dealer or investment adviser and we are not regulated by the Financial Conduct Authority (although we may provide links to regulated entities).

The information we provide is sourced and aggregated from third parties or is based on information provided by third parties. You further understand and agree that none of the twitter users or other bloggers, information providers, or their affiliates whose information we provide are advising you personally concerning the nature, potential, value or suitability of any particular asset, security, portfolio of securities or assets, transaction, investment strategy or other matter. To the extent that any of the content published on the Site may be deemed to be investment advice or recommendations in connection with a particular security or asset, such information is impersonal and not tailored to the investment needs of any specific person.

You understand that an investment in any security or other financial asset is subject to a number of risks, and that discussions of any security or other financial asset published on our site will not contain a list or description of relevant risk factors. In addition, please note that some of the financial assets about which content is published on the Site may not have high liquidity (e.g. in the case of a share, the shares may have a low market capitalization or low public float). Such assets are subject to more risk than more liquid assets, including greater volatility and less publicly available information.
You understand that the Site may contain opinions from time to time with regard to assets mentioned in other websites, blogs and social media, and that opinions may differ. In addition, outside content contributors may be subject to certain restrictions on trading for their own account. However, you understand and agree that at the time of any transaction that you make, one or more content contributors or their affiliates may have a position in the securities or assets written about. 
From time to time, reference may be made on our site to prior articles and opinions which have been published. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon. 
All content on the Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Other Disclosures

We provide an independent online service which enables you to research and compare financial products or services provided by third parties whilst using this site. Our comparison service is free for you to use, but we may receive a fee and/or commission from the third party product or service providers when you use our service to purchase products or services from them.

No Personal Advise or Investment Recommendations

The Site is not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by us or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult a lawyer , investment adviser and/ or tax professional regarding your specific financial, legal and/ or tax situation.

Information About You and Your Visits to Our Site

We process information about you in accordance with our privacy and cookies policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Viruses, Hacking and Other Offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

Links from Our Site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. When accessing a site via our website we advise you check their terms of use and privacy policies to ensure compliance and determine how they may use your information.

Jurisdiction and Applicable Law

The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site.
These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

Compliance with Terms of Third Parties


Twitter- You agree to adhere to comply with the terms of service of Twitter

Your Concerns

If you have any concerns about material which appears on our site, please contact [email protected]

Thank you for visiting our site.

Introduction

Data protection is of high importance for us at City Falcon Limited, which operates cityfalcon.com and cityfalcon.co.uk.
This privacy policy has been prepared in line with the EU’s General Data Protection Regulation (GDPR) which took effect on 25 May 2018. GDPR promotes fairness and transparency for all individuals in respect of their personal data. This privacy policy applies to all data we process, and by using City Falcon Limited, you consent to our collection and use of such data. This policy, together with our Terms of Service explain how we may use the information we collect about you, as well as your rights over any personal information we hold about you. If you would like to get in touch about anything in this policy or about your personal data, then please contact us at [email protected]
The processing of personal data, such as the name, address, or email address of a data subject shall always be in line with the General Data Protection Regulation (GDPR), and in accordance with the country-specific data protection regulations applicable to City Falcon Limited. By means of this data protection declaration, our enterprise would like to inform the general public of the nature, scope, and purpose of the personal data we collect, use and process. Furthermore, data subjects are informed, by means of this data protection declaration, of the rights to which they are entitled.
As the controller, City Falcon Limited has implemented numerous technical and organisational measures to ensure the most complete protection of personal data processed through this website. However, Internet-based data transmissions may in principle have security gaps, so absolute protection may not be guaranteed.

• 1. Definitions
• 2. Data we collect
  • 2.1 What data do we ask you to provide to us, and why
  • 2.2 What personal data do we share
  • 2.3 How do we keep your personal data secure
  • 2.4 How you can access and manage this data.
• 3. Cookies and Web Beacons
• 4. Subscription to our newsletters
• 5. Newsletter-Tracking
• 6. Contact possibility via the website
• 7. Blog subscription and comments
• 8. Routine erasure and blocking of personal data
• 9. Rights of the data subject
• 10. Legal basis for the processing
• 11. The legitimate interests pursued by the controller or by a third party
• 12. Period for which the personal data will be stored Changes to our policy

1. Definitions

The data protection declaration of City Falcon Limited is based on the terms used by the European legislator for the adoption of the General Data Protection Regulation (GDPR). Our data protection declaration should be legible and understandable for the general public, as well as our customers and business partners. To ensure this, we would like to first explain the terminology used.
In this data protection declaration, we use, inter alia, the following terms:

a) Personal data
Personal data means any information relating to an identified or identifiable natural person (“data subject”). An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.

b) Data subject
Data subject is any identified or identifiable natural person, whose personal data is processed by the controller responsible for the processing.

2. Data we collect

As a data controller, we collect a variety of data in order to deliver our services. We have provided further detail below about the specific types of data we collect and our reasons for doing so.

2.1. What data do we ask you to provide to us, and why.

City Falcon Limited collects a series of general data and information when a data subject or automated system calls up any website owned by City Falcon Limited. This general data and information are stored in the server log files. Collected may be (1) name, (2) email address, (3) locations, (4) the browser types and versions used, (5) the operating system used by the accessing system, (6) the website from which an accessing system reaches our website (so-called referrers), (7) the sub-websites, (8) the date and time of access to the Internet site, (9) an Internet protocol address (IP address), (10) the Internet service provider of the accessing system, and (11) any other similar data and information that may be used in the event of attacks on our information technology systems.
When using these general data and information, City Falcon Limited does not draw any conclusions about the data subject. Rather, this information is needed to (1) deliver the content of our website correctly, (2) optimise the content of our website, (3) ensure the long-term viability of our information technology systems and website technology, and (4) provide law enforcement authorities with the information necessary for criminal prosecution in case of a cyber-attack. Therefore, City Falcon Limited analyses anonymously collected data and information statistically, with the aim of increasing the data protection and data security of our enterprise, and to ensure an optimal level of protection for the personal data we process. The anonymous data of the server log files are stored separately from all personal data provided by a data subject.

2.2. What personal data do we share.

We rely on third-party service providers to perform a variety of services on our behalf. For example, we may rely on service providers to host data, process payment transactions and analyse data to improve our services. To do so, we may need to share your personal information with them:

• CloudFlare Privacy Policy;
• WordPress Privacy Policy;
• Zoho Products Privacy Policy;
• Amazon AWS Privacy Policy;
• Sendgrid Privacy Policy;
• PORT Privacy Policy;
• Google Apps for Business Privacy Policy;
• Matomo Privacy Policy;
• DigitalOcean Privacy Policy.

It may be necessary to transfer your data to suppliers/service providers where we rely on storage, system and administrative support from outside the European Economic Area. Therefore, the processing of your data may involve a transfer of data to countries outside of European Union.

2.3. How do we keep your personal data secure.

City Falcon Limited is committed to being transparent and taking all reasonable and appropriate steps to keeping your personal information secure and to protect it from misuse, loss, or unauthorised access. We do this by having in place a range of appropriate technical and organisational measures, including internal policies of best practice and training for staff.

2.4. How you can access and manage this data

You can access and manage your data in your account settings or by sending a request to [email protected]

3. Cookies and Web Beacons

The Internet pages of City Falcon Limited use cookies. Cookies are text files that are stored in a computer system via an Internet browser.
Through the use of cookies, City Falcon Limited can provide the users of this website with more user-friendly services that would not be possible without the cookie setting.
By means of a cookie, the information and offers on our website can be optimised with the user in mind. Cookies allow us, as previously mentioned, to recognise our website users. The purpose of this recognition is to make it easier for users to utilise our website. The website user that uses cookies, e.g. does not have to enter access data each time the website is accessed, because this is taken over by the website, and the cookie is thus stored on the user's computer system. Another example is the cookie of a shopping cart in an online shop. The online store remembers the articles that a customer has placed in the virtual shopping cart via a cookie.
The data subject may, at any time, prevent the setting of cookies through our website by means of a corresponding setting of the Internet browser used, and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. If the data subject deactivates the setting of cookies in the Internet browser used, not all functions of our website may be entirely usable.
If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

4. Subscription to our newsletters and alerts

On the website of City Falcon Limited, users are given the opportunity to subscribe to our enterprise's newsletter. The input mask used for this purpose determines what personal data are transmitted, as well as when the newsletter is ordered from the controller.
If you agree, we may contact you:

• with offers and information about our products or services
• with offers and information about selected partners' products or services
• for customer research eg to help improve our services

We like to hear your views to help us improve our service. From time to time, we may contact you to ask your opinions. Again, if you do not want to be contacted for this purpose, make your choice on the Preferences page.

5. Newsletter-Tracking

The newsletter of City Falcon Limited contains so-called tracking pixels. A tracking pixel is a miniature graphic embedded in such emails, which are sent in HTML format to enable log file recording and analysis. This allows a statistical analysis of the success or failure of online marketing campaigns. Based on the embedded tracking pixel, City Falcon Limited may see if and when an email was opened by a data subject, and which links in the email were called up by data subjects.

6. Contact via the website

The website of City Falcon Limited contains information that enables a quick electronic contact to our enterprise, as well as direct communication with us, which also includes a general address of the so-called electronic mail (email address). If a data subject contacts the controller by e-mail or via a contact form, the personal data transmitted by the data subject are automatically stored. Such personal data transmitted on a voluntary basis by a data subject to the data controller are stored for the purpose of processing or contacting the data subject. There is no transfer of this personal data to third parties.

7. Blog subscription and comments

If a data subject leaves a comment on the blog published on this website, the comments made by the data subject are also stored and published, as well as information on the date of the commentary and on the user's (pseudonym) chosen by the data subject. In addition, the IP address assigned by the Internet service provider (ISP) to the data subject is also logged. This storage of the IP address takes place for security reasons, and in case the data subject violates the rights of third parties, or posts illegal content through a given comment. The storage of these personal data is, therefore, in the own interest of the data controller, so that he can exculpate in the event of an infringement. This collected personal data will not be passed to third parties, unless such a transfer is required by law or serves the aim of the defense of the data controller.

8. Routine erasure and blocking of personal data

The data controller shall process and store the personal data of the data subject only for the period necessary to achieve the purpose of storage, or as far as this is granted by the European legislator or other legislators in laws or regulations to which the controller is subject to.
If the storage purpose is not applicable, or if a storage period prescribed by the European legislator or another competent legislator expires, the personal data are routinely blocked or erased in accordance with legal requirements.

9. Rights of the data subject:

• the right to be informed about the collection and use of your personal data;
• the right of access to your personal data and any supplementary information;
• the right to have any errors in your personal data rectified;
• the right to have your personal data erased;
• the right to block or suppressing the processing of your personal data;
• the right to move, copy or transfer your personal data from one IT environment to another;
• the right to object to processing of your personal data in certain circumstances, and rights related to automated decision-making (i.e. where no humans are involved) and profiling (i.e. where certain personal data is processed to evaluate an individual).

10. Legal basis for the processing

Art. 6(1) lit. a GDPR serves as the legal basis for processing operations for which we obtain consent for a specific processing purpose. You may indicate your consent in a number of ways, including, as permitted by law, ticking a box (or equivalent action) to indicate your consent when (i) providing us with your Personal Data through our services or a form (including enrolling in Promotions); or (ii) registering or creating a member account with us.

11. The legitimate interests pursued by the controller or by a third party

Where the processing of personal data is based on Article 6(1) lit. f GDPR our legitimate interest is to carry out our business in favor of the well-being of all our clients and users, employees and the shareholders.

12. Period for which the personal data will be stored

We will retain your Personal Data for as long as you are a member with us or as otherwise necessary to provide you the services. We will also retain your Personal Data as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. Some data may also be stored longer than the stated retention period for the purposes of business continuity.
Where we no longer need to process your Personal Data for the purposes set out in this Privacy Policy, we will delete your Personal Data from our systems.

Changes to our policy

This policy replaces all previous versions and is correct as of May 2018. We may change this privacy policy from time to time. We reserve the right to change the policy at any time. By continuing to access or use our services after those changes become effective, you agree to be bound by the revised privacy policy.
This Privacy Policy has been generated with the help of Privacy Policy Generator of the German Association for Data Protection and Port.im to ensure that we collect and manage your personal data transparently, fairly and securely.

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PostgreSQL Database Management System
(formerly known as Postgres, then as Postgres95)
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Permission to use, copy, modify, and distribute this software and its documentation for any purpose, without fee, and without a written agreement is hereby granted, provided that the above copyright notice and this paragraph and the following two paragraphs appear in all copies.

In no event shall the University of California be liable to any party for direct, indirect, special, incidental, or consequential damages, including lost profits, arising out of the use of this Software and its documentation, even if the University of California has been advised of the possibility of such damage.

The University of California specifically disclaims any warranties, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. The Software provided hereunder is on an "as is" basis, and the University of California has no obligations to provide maintenance, support, updates, enhancements, or modifications.

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The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software.

In no event shall the University of California be liable to any party for direct, indirect, special, incidental, or consequential damages, including lost profits, arising out of the use of this Software and its documentation, even if the University of California has been advised of the possibility of such damage.