Author

Ruzbeh Bacha

Environmental, Social, Governance (ESG) Investing Trends & Principles Going Mainstream

The world today is highly interconnected, and what happens across the globe may eventually affect investors and consumers at home. Supply chains are long, multinational corporations invest and operate in far-flung locales, and modern telecommunications technology allows us to see… Continue reading →

How Rising Interest Rates will Affect Stock, Bond, Crypto and Other Markets

Interest rates are a prime factor in any borrowing decision, and modern financial capitalism encourages responsible borrowing for the expansion of businesses and consumerism. That means interest rates affect everything across the economy, and the prices of assets are no… Continue reading →

Raiffeisen Bank Signs up CityFALCON to Pilot Personalised Financial Content in CEE Markets

Raiffeisen Bank is a lead corporate and investment bank in Austria and has retail and other banking operations in Central and Eastern Europe (CEE) markets. The bank has been working closing with FinTech start-ups to improve its offerings to clients…. Continue reading →

FinTech Firms Collaborate – CityFALCON Partners with Goldex

Goldex, the first smart trading technology platform allowing retail customers to invest in physical gold, today announced its partnership with CityFALCON – a leading curated financial news service platform. The recently launched Goldex start-up is using CityFALCON’s technology to keep… Continue reading →

The future of Finance with FinTech, Crypto and AI – TEDx

I recently gave a TEDx speech in Portugal on the topics of FinTech and how AI, ML, and society are changing the financial world. I only had a short 10 minutes to speak, so here I will flesh out the… Continue reading →

How FinTech Will Change Financial Markets, from Fundraising to Settlement and Regulation

In the last article, we explored how cryptocurrency exchanges and traditional stock exchanges differ. The FinTech world is not limited to cryptocurrency, though, and plenty of other concepts and processes in finance has been digitised and provided by FinTech firms…. Continue reading →

What Stock Exchanges can learn from Crypto Exchanges?

The world’s major stock exchanges have been at the forefront of technology for decades, largely because of the massive potential for technological leverage and the astronomical amounts of capital and money at play. Recently, global exchanges have undergone a period… Continue reading →

The Power of Financial Compounding Explained in Seven Graphs

This post is inspired by the presentation by Kaushik Punjabi at London Value Investing Club.  The content of the post however is the view of the author. We always hear we should start to save for retirement early. We should reinvest our dividends… Continue reading →

Serial entrepreneur and AI evangelist David White joins CityFALCON’s advisory board

For those in the AI community in London, David White doesn’t need much introduction.  He co-founded Kusiri which was acquired by PWC in 2015.  Given his passion for data and AI, he co-founded Import.io where he also served as the… Continue reading →

When and Why Stock Investing for Dividends may not be Profitable

You might see headlines such as a fund or a company has announced a 1000% dividend or also how some funds and smart managers only invest in dividend-paying stocks.  In this article, we cover the basics around dividends and whether… Continue reading →

Tax Implications to watch out for while Trading and Investing in the Stock Markets

If you have ever received any income, you are at least somewhat familiar with taxes. Many people who hold salaried, full-time jobs as their sole source of income may simply know they pay taxes on their income and at the… Continue reading →

Top Websites for Crypto, Bitcoin, and ICO News, Research, and Analysis

Cryptocurrencies are here to stay. Even if the fervour has died down from its heights of Winter 2017-2018, the technology itself is still developing and will continue to do so. Bitcoin futures launched in December 2017 in the United States… Continue reading →

ETFs, Mutual Funds – Everything You Need To Know

In this final instalment of our series of posts (see the earlier posts here – Part I- Introduction to ETFs, Mutual Funds, REITs, ETNs , Part II- All you need to know about REITs, ETNs), we will assume you have decided to… Continue reading →

REITs, ETNs – All You Need To Know

While we termed REITs as funds, technically they do not have the term “fund” in the name. Either way, they are still pools of assets to help investors gain exposure to otherwise inaccessible assets. In this case, the asset class… Continue reading →

An Introduction to Mutual Funds, ETFs, REITs, ETNs

MFs, ETFs, REITs, ETNs. Four acronyms many investors may be familiar with, and in their expanded form, they are familiar to many members of the noninvesting public. Mutual funds, born in their modern form in the early 20th century, enable… Continue reading →

10 Questions About Value Investing in Stocks And Shares That Most Beginners Ask

CityFALCON’s goal is to provide our users with digestible data to inform investment decisions. For those who are beginning their journey into value investing, we would like to extend our welcome by helping you start off in the right direction…. Continue reading →

What 400 Year History Tells Us About Emerging Asset Classes Including Cryptos

Sticky Post

This post is inspired by the presentation by Ashish Kaushal at London Value Investing Club.  The content of the post, however, is the view of the author. Humans have always considered some objects as assets. Food, shelter, clothing, water. These have… Continue reading →

Must Know Cryptocurrency Terminology: Shorthand & Slang Used by Community

The term cryptocurrency has taken the world by storm. There are plenty of articles, and office watercooler gatherings around the globe are buzzing with crypto-this and crypto-that. It is the “next big thing”. The recent spectacular rise in several currencies’… Continue reading →

The Biggest Reason Why People Lose Money in Stock Markets & Cryptocurrencies

We, humans, are social creatures by nature. Our banding together and sharing of information has catapulted us from cavemen to spacefarers in just a few millennia. Society and human contact are essential to our success. But, as with anything, there… Continue reading →

2018 Stock Market Predictions by 10+ Investment Banks

2017 was a wild year. The inauguration of Donald Trump, the Brexit impasse and negotiations, possible far-right populist victories in European elections, the threat of nuclear war in East Asia, separatist movements within the EU, the meteoric rise of cryptocurrencies… Continue reading →

How to Make Money in a Stock Market and Cryptocurrency Bubble?

Many investors, old and new alike, suggest that you stay away from bubbles. And if you have long-term capital appreciation interests in mind, then it is definitely advisable to avoid them. But if you are willing to trade on the… Continue reading →

Fundamental vs Technical Analysis for Stock Market Investing and Trading

We’ve written about the differences between investing and trading before – Difference Between Stock Market Investing and Trading – Don’t Mix Up the Strategies. These two strategies sound similar, but they have very different foundations and philosophies. Here, we will… Continue reading →

Bitcoin Price Will Go To Zero As Bitcoin Will Struggle To Remain The Dominant Cryptocurrency

Back in 1999, I was in my final year of graduate school in finance and economics.  Most of the students in my class and/or their families were involved in the Indian stock markets.  The game was simple – apply for… Continue reading →

Student Loan Debt – the New Mortgage Crisis in 2018?

Most people around the world view education as a means to a prosperous life. When reliable manufacturing and physical labour jobs were a staple of Western, industrial economies, tertiary education was considered for the elites only. Costs were relatively low,… Continue reading →

The Bull Market Roars on, but it’s Time to Saddle up

This year marks the 8th year of the bull run which started in March 2009. It’s a cycle which has shown resilience against all odds and propelled the index higher by 240%. In fact, untoward incidents that were expected to… Continue reading →

How to buy Bitcoin, Ethereum, Cryptocurrencies, and What to Watch Out for

We’ve written about cryptocurrencies (CCs) before at CityFALCON, and that piece was largely focused on the technological aspects of them and how they can be related to real commerce and trade. In another article, we wrote about Initial Coin Offerings… Continue reading →

CityFALCON launches Interactive Personalised News on Amazon Alexa

For decades, we have listened to a one-way radio to get our daily dose of news and music.  Spotify came along and redefined the whole experience of consuming music. And now, we, at CityFALCON, are changing your consumption experience for… Continue reading →

How and When a House Mortgage could be the Biggest Mistake of Your Life

Lehman Brothers, AIG, Bear Stearns, Merrill Lynch, Fannie Mae, Freddie Mac, Countrywide Financial, Royal Bank of Scotland, Wachovia, Lloyds. Are these names familiar? They all suffered major upheaval or failure during the 2008 Financial Crisis, most of them being acquired… Continue reading →

Week 1 – First Impressions – Zurich, Kickstart Accelerator, and the Swiss way of life

Growing up in India, most of us have been fascinated with Switzerland – not only for chocolates, cheeses, and politicians hiding money but also for the song and dance sequences in the Bollywood movies.  I’ve spent a lot of time… Continue reading →

CityFALCON raises £550K on Seedrs

CityFALCON, the London-based FinTech company, has raised more than £550K on equity crowdfunding platform Seedrs. Their campaign was oversubscribed at more than 350% and includes investors from several banks and financial institutions. The company has now raised a total of… Continue reading →

Uncertain Volatile Times Call for Certain Investment and Hedging Strategies in the Stock Markets

The world has always been an uncertain place. That is the reason for the fundamental risk-reward balance in finance. The contemporary world offers unprecedented access to information to unprecedented numbers of people across the globe. Anyone with an Internet connection… Continue reading →

High Frequency and Algo Trading are Taking Over Markets – What It Means For You

We talk a lot about how machines are being used more and more in finance. This is especially important in High-Frequency Trading (HFT) and Algorithmic Trading or algo-trading (AT). There is simply no way for humans to compete on these… Continue reading →

Everything You Need to Know About ICOs – The New Way to Finance a Venture

Wherever money is involved, there is innovation. That is no different for blockchain technology. The popular transaction-tracking technology, which we have written on before here, is now being applied in a way to raise funds for a venture. Part crowdfunding,… Continue reading →

Bank earnings upbeat but stocks drop. Is there a buying opportunity for investors?

Bank earnings topped estimates, yet prices of bank stocks JPM, C, WFC dropped. What drove their earnings? Buoyant markets helped drive investment banking revenues for these banks, but lack of volatility impacted their trading revenues that proved to be a… Continue reading →

Crude oil prices’ fine balancing act. Will the markets rebalance?

Crude oil prices rose on reports of global demand picking up and are up about 4% through Thursday Supply woes intensify While the markets welcomed the good news, they continue to remain cautious about increasing supply. The oil market, since… Continue reading →

UK’s slowing wage growth despite record employment levels – good news or bad news?

After last week’s dismal industry and trade data from the UK, yesterday’s news of falling unemployment levels lent some support to the sterling.However, UK’s slowing wage growth once again reminded the markets of UK’s dimming growth prospects. Why are wages… Continue reading →

Q2 earnings underway – will energy sector deliver or disappoint?

Big banks like $JPM, $C, $WFC will set the ball rolling for the Q2 earnings season with their reports pouring in on Friday this week. As per estimates, Y/Y earnings and revenue growth in Q2 are expected to be around… Continue reading →

Illinois credit downgrade – hanging in the budget balance

Moody’s warned yesterday of a credit rating downgrade to junk for the US state of Illinois. The background The state hasn’t had a full year budget for the last 2 years because of disagreement over spend/revenue plan between its Republican… Continue reading →

Will Women Traders and Investors Outperform in the Online Trading World?

Back in 2015, when I was raising funds for my FinTech start-up CityFALCON, I mentioned that our most active user on the platform is a woman trader who trades from home while her family is out.  I would never have… Continue reading →

North Korean Crisis – how does it impact the world markets?

Yesterday, North Korea’s missile launch marked an escalation of its nuclear program as part of its survival and security enhancement program. This event has heightened geopolitical tensions and is impacting global markets. The dynamics The Korean peninsula has been marked… Continue reading →

China’s manufacturing data – is this recovery sustainable?

China’s upbeat PMI manufacturing data for June, published this week, points to an expanding economy and improving economic conditions in Q2. But how should one read this data in light of growth prospects for China? Short-term outlook improving Concerns of… Continue reading →

Amazon’s acquisition of wholefoods a game changer? Don’t jump the gun yet..

Amazon last week announced its intent to acquire Whole Foods for ~14bn. The acquisition would initiate Amazon’s foray into brick-and-mortar space, a reversal of current e-commerce trend sweeping the retail industry. Food retailer stocks suffered a setback on the announcement… Continue reading →

MSCI’s China A-Shares inclusion – how does it impact the markets?

MSCI announced its decision to include shares of 222 large cap China A-share companies in its benchmark Emerging Markets Index on Tuesday. What does the decision mean? It means that China’s A shares – that are shares of mainland China-based… Continue reading →

UK and Brexit Negotiations – trapped in the exit?

The Brexit negotiations that started yesterday mark the beginning of 2 years of the extraction process of the UK out of the EU. The beginning of the negotiation process doesn’t change much at the get-go – other than being symbolic… Continue reading →

Section 232 investigations: will tariffs on steel imports help restore American jobs?

Trump proposed a probe on the impact of steel imports on the nation’s national security via section 232 of the 1962 Trade Expansion Act, in April. The results of the investigation are expected to be released this week. Why the… Continue reading →

Are FANG and Tech Stocks Really Expensive at the Current Levels? One Ratio Tells the Story

Summary: FANG Stocks (Facebook, Amazon, Netflix, Google/Alphabet) have rallied a few times over the last 4-5 years. This seems to be the case with other tech stocks as well. The rise in the tech stocks has not only been because… Continue reading →

Tech slump eases – did the global markets overreact?

Stocks of tech giants Apple, Facebook, Google fell more than 3% on Friday with the sell-off continuing on Monday as well and spreading to Europe and Asia. But the slump has abated since then. Why the drop? While there was… Continue reading →

Qatar conflict – impact on oil prices, trade, and investments

Last week, Arab nations that include Saudi Arabia, Egypt, the UAE and Bahrain, severed diplomatic relations with Qatar citing its support for terrorism. Oil prices rose 1% as the markets reacted to the possibility of supply disruption, but pared gains… Continue reading →

Why We Are Valuing CityFALCON’s Crowdfunding Round in June 2017 at £4.7m?

You must be wondering what a baseball hit has to do with a company’s valuation but this is the first thing I let most of our investors know – we are going for a home run even if it means… Continue reading →

Trump’s adieu to the Paris Accord

President Trump announced the withdrawal of the US from the Paris climate agreement last week, arguing it was destroying American jobs. Though the US markets broadly reacted positively to the news, there were winners and losers. Coal stocks trended higher,… Continue reading →

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